Current Average Certificate of Deposit Rates in Indiana

Having a solid understanding of the interest rates available from banks and credit unions near you is very important if you expect to hold high-earning accounts. Indiana Banking Rates has compiled a list of the average CD rates in Indiana by term, so you can gauge the competitiveness of your own accounts or have a benchmark for comparison if you are interested in opening a new CD.

Average Indiana CD Interest Rates

The following is a breakdown of the CD accounts in Indiana, including the highest, lowest and average rates currently available:

Six-Month CD

Total Number of Accounts Available: 91
Highest Rate on Record: 1.31% APY
Lowest Savings Account Rate: 0.08% APY

Average 6-Month CD Rate: 0.42% APY

12-Month CD

Total Number of Accounts Available: 95
Highest Rate on Record: 1.46% APY
Lowest Savings Account Rate: 0.25% APY

Average 12-Month CD Rate: 0.64% APY

Two-Year CD

Total Number of Accounts Available: 92
Highest Rate on Record: 1.76% APY
Lowest Savings Account Rate: 0.45% APY

Average 24-Month CD Rate: 0.93% APY

You can learn more about where to get the highest CD rates in the state by visiting the 6-Month CD, 12-Month CD or 24-Month CD pages.

All of the above rates are accurate as of June 27, 2011, but are subject to change at any time.

Related Rates Articles

Best Indiana Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Encompass Credit Union 2 Year CD Account	1.75% Date: Apr 30, 2012 View Rate Details
Indianapolis Newspaper Credit Union 2 Year CD Account	1.26% Date: May 14, 2012 View Rate Details
Charles St. Community Credit Union 2 Year CD Account	1.26% Date: May 9, 2012 View Rate Details
Kokomo Heritage Credit Union 2 Year CD Account	1.20% Date: Apr 25, 2012 View Rate Details
Communitywide Credit Union 2 Year CD Account	1.15% Date: May 16, 2012 View Rate Details
First Bank Richmond 2 Year CD Account	1.10% Date: May 14, 2012 View Rate Details
Wayne Bank Co. 6 Month CD Account	0.50% to 0.40% Date: May 15, 2012
Indiana Lakes Federal Credit Union 12 Month CD Account	0.40% to 0.35% Date: May 11, 2012
Centra Credit Union 12 Month CD Account	0.85% to 0.80% Date: May 9, 2012
Heritage Credit Union 2 Year CD Account	0.70% to 0.80% Date: May 7, 2012
IU Credit Union 6 Month CD Account	0.25% to 0.20% Date: May 4, 2012
Sterling United Federal Credit Union Savings Account	0.20% to 0.15% Date: May 4, 2012

See All Banking Rates

Check rates in these cities in Indiana: See Cities